SmartChoice for Business

Helping your workers afford health insurance

This tool helps small businesses in the District understand options for helping employees afford health insurance. It estimates the costs of these options:

  • Offering health coverage through the DC Health Link Small Business Marketplace
  • Offering a benefit called a Health Reimbursement Arrangement (HRA) that employees can use to buy insurance on the DC Health Link Individual & Family Marketplace
  • Raising wages

This tool doesn't capture many factors that impact eligibility and costs. These include other household members, additional income, and access to other types of health coverage (for example, coverage from a spouse).