Terms of Use

This cost comparison tool ("Tool") is licensed by Consumers' Checkbook/Center for the Study of Services (Consumers' CHECKBOOK) to the Health Benefit Exchange Authority (HBX) (collectively referred to herein as "We"). This page states the Terms and Conditions under which you may use this Tool. By accessing or using this Tool, you agree to be bound by these
Terms and Conditions:

The content contained within Tool and its associated web pages are presented by Consumers' CHECKBOOK, a division of the Center for the Study of Services, with the intent of providing public service information on consumer products, service provider quality and prices, and consumer health and health-related topics. Health care information and advice is not intended nor is implied to be a substitute for professional advice. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition. Always read health insurance plan brochures and contracts thoroughly before enrolling.

When you use this Tool, it is important that you are fully aware of our respective legal rights and obligations. For that reason, we have created these Terms of Use as the legally binding terms to govern your use of the Tool and your obligations when you provide information for the website. Please read these Terms of Use carefully.

If you do not agree with any of these Terms of Use, do not use this site. By using this site you will be deemed to have irrevocably agreed to these Terms and Conditions.

By using this Tool you warrant that you have the legal capacity to enter into the agreement set out in these Terms of Use. Please note that these Terms of Use may be revised and reissued without notice at any time by updating this posting. You should visit this page regularly to review the current Terms of Use, since your continued use of the site will be deemed as irrevocable acceptance of any revisions.

How to Use This Tool

This Tool is provided as an informational guide only to help you make informed choices when selecting your health plan.

This information is not an endorsement of a particular plan's suitability for your needs. While we have attempted to provide accurate information, under the best of circumstances it may contain errors.

You have the sole responsibility to verify actual services and costs prior to choosing your health plan.

No Warranties

The information in the Tool is provided on an as-is basis. Neither HBX nor Consumers' CHECKBOOK make any warranties about the accuracy, reliability, completeness, or currency of the information, services, software, text, graphics, or links contained within the Tool. HBX AND Consumers' CHECKBOOK EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING ANY WARRANTY OF MERCHANTIBILITY, OR FITNESS FOR PARTICULAR PURPOSE AND SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER (including without limitation incidental, consequential, punitive damages, lost profits, cost of procuring substitute service or lost opportunity) resulting or arising from your use of or inability to use this Tool, whether based on warranty, contract, tort or any other legal theory, and even if we are made aware of the possibility of such damages.

Indemnification

You agree to indemnify, defend and hold harmless Consumers' CHECKBOOK and HBX against any claims, actions, suits, damages, costs, or expenses (including attorneys' fees and expenses) arising out of or relating to your i) unlawful or negligent use of the Tool; or ii) alleged breach of these terms and conditions.

Consumers' CHECKBOOK Privacy Policies

Cookies

Consumers' CHECKBOOK uses "cookies" to maintain your access privileges during an online session. We do evaluate site usage by analyzing user information in the aggregate, only in a way that does not identify any individual user. In light of these purposes, please note that you must accept cookies in order to use the Consumers' CHECKBOOK website. Cookies are never used by third parties for marketing or tracking purposes.

Information logging and Storage

Consumers' CHECKBOOK collects and stores the minimum amount of information it requires to provide a friendly user experience, improve the website's effectiveness, and analyze utilization and resource requirements. We do not ask for or log user names or email addresses.

DC Health Link Privacy and Security

The District of Columbia is committed to protecting the privacy of all visitors to any of our websites. DC Health Link's full privacy policy can be accessed by visiting https://dchealthlink.com/privacy.

Copyright, Intellectual Property Rights, & Limitations on Use

This Tool is licensed by Consumers' Checkbook/Center for the Study of Services (Consumers' CHECKBOOK) to HBX and is the property of Consumers' CHECKBOOK, a division of the Center for the Study of Services, and is protected by copyright and other intellectual property laws. Benefit and rate data and HBX trademarks, logos, color formats, and other intellectual property used to make the Tool operational are the property of HBX or others. By using this Tool, you agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, print or circulate any of the information received through this Tool to anyone without the express prior written consent of the respective owner. This Tool, and any of its data, listings or other constituent elements may not be downloaded, scraped, harvested, republished, resold or duplicated, in whole or in part, for commercial purposes or for purposes of compiling mailing lists or any other lists. All information presented in this Tool is intended for your personal, non-commercial use. The use of this Tool to establish independent data files or compendiums of statistical information is prohibited. HBX and Consumers' CHECKBOOK and the Center for the Study of Services reserve the right to limit, restrict, or terminate access to this Tool at our discretion, without notice.

Disclaimers

Consumers' CHECKBOOK/Center for the Study of Services and HBX cannot and does not warrant the accuracy, completeness, timeliness, correctness, non-infringement, merchantability, or fitness for a particular purpose of the information or views available through this web site, or the site itself. Consumers' CHECKBOOK/Center for the Study of Services and HBX shall not be liable to you or anyone else for any loss or injury caused in whole or in part by its negligence or contingencies beyond its control in procuring, compiling, interpreting, reporting or delivering this web site and any information through this web site. In no event will Consumers' CHECKBOOK/Center for the Study of Services or HBX be liable to you or anyone else for any decision made or action taken by you in reliance on such information or views or for any incidental, consequential, special, or similar damages even if advised of the possibility of such damages.. Some states do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations or exclusions may not apply to you. The above warranties are the only warranties of any kind either expressed or implied including warranties of merchantability or fitness for any particular purpose.

How you can contact us

If you have any questions or concerns about these Terms of Conditions and Use, you may write to Consumers' CHECKBOOK/Center for the Study of Services at:

Privacy Office
Checkbook/CSS
1625 K Street, NW, Eighth Floor
Washington, DC 20006